Resources
Partners
RPAG

Employer Plans Consulting

Strategic partners
Learn more about how each Osaic strategic partner can further assist your employer plan needs.
American Funds
Ameritas
Betterment Advisor Solutions
Equitable 401(k)
Equitable 403(b)
Human Interest
Lincoln Financial
Nationwide
PCS Retirement
Principal
Transamerica

PCS Retirement 

PCS is an independent, conflict-free, open-architecture retirement plan recordkeeper that also offers retirement plan administration. Since its inception, PCS has prioritized complete transparency, establishing itself as a leader in the retirement plan industry. By integrating cutting-edge technology with a team of seasoned retirement plan professionals, PCS delivers high-quality, comprehensive retirement solutions. True to their mission to be the most innovative, client-focused, and trusted partner for financial institutions serving retirement plans, PCS allows its partners to focus on their core expertise – offering investments that drive better outcomes for clients. Aspire, a division of PCS Retirement, is the nation’s largest independent recordkeeper serving K-12 retirement plans and provides access to smart retirement solutions for 403b, 457, and IRA plans.

 
PCS - Group Retirement Offering
  • 401(k) plans
  • MEP and PEP solutions
  • ERISA 403(b) plans
  • Profit-Sharing plans
  • Defined Benefit/Cash Balance plans
  • Money Purchase plans
  • 457b plans
  • 401a plans
 Aspire - Individual Retirement Offering
  • SIMPLE Pro IRA
  • Payroll Deduction IRAs
  • SoloK
  • K-12/Non-ERISA 403(b) plans
  • SEP plans
  • Individual Retirement Accounts (IRAs)
  • FICA Alternative
About PCS Retirement
   Simple Pro IRA
View the complete list of approved providers. 
Startup Central
American Funds
American Funds SIMPLE+ is a SIMPLE IRA solution that acts and feels like a 401k from a financial professional standpoint. This product is eligible for commission or fee-based compensation. Reach out to the Osaic Employer Plan Team for more information.

American Funds Simple Plus
American Funds
American Funds RecordKeeper direct is an unbundled 401k solution designed for plans under $1M in assets. Pricing varies depending on one of six set fund share class lineups. This product is eligible for commission or fee-based compensation. 

RecordKeeper direct | Capital Group

American Funds RKD Fact Sheet
Ameritas
A new, fully bundled and tailored NAV solution via their new acquisition of Blue Star put Ameritas in the mix for small plans with open architecture. 

BlueStar Proposal Brochure
Betterment Advisor Solutions
Betterment is a tech-forward 401(k) solution with automated administration, customizable investment options, and dedicated support to help you serve clients in a scalable way.

Bring your clients a better 401(k)

The end-to-end 401(k) solution, built for advisors
Equitable
Retirement Gateway from Equitable creates efficiencies in the quote, plan design and onboarding process, saving valuable time in establishing a 401(k). It offers 3(16) administrative support and both 3(21) non-discretionary and 3(38) discretionary investment management options, a managed QDIA option and auto features that encourage participation. 

Equitable 401k RGSB Overview
PCS Retirement
Includes all standard features of a traditional SIMPLE IRA plan:
  • Easy and inexpensive to set up and operate
  • Open architecture
  • No discrimination testing or government reporting
Plus, new features:
  • Automatic Enrollment
  • Automatic Contribution Increases
  • Qualified Default Investment Alternative (QDIA
  • Secure Act 2.0 Tax Credits
Simple Pro IRA
Human Interest
Human Interest provides fully bundled, flexible 401(k) and 403(b) retirement plans for small to midsized companies. Their solution integrates with 500+ payroll providers, automating the manual tasks often associated with administering a plan. They help reduce your clients liability by serving as a 3(16) Fiduciary Services Provider and select 3(38) and 3(21) services. Their open architecture allows you to tailor the investment menu to meet the needs of your clients. 

Learn more about Human Interest

Partnering with Human Interest overview

Human Interest Financial Advisor Partnership Team Map

The benefit of a retirement partner with integration capabilities
 
Lincoln Financial
Lincoln is in service of your success. Expect a personalized, dedicated approach to retirement plan servicing backed by breadth of experience:  
  • Consultative support and strategies that complement, never compete with, your business.
  • Retirement and wellness solutions in the Lincoln DirectorSM program, delivering an array of investment options, investment styles, and portfolio managers across 401(k) and group employer plans, including Pooled Employer Plans (PEPs), that are TPA-serviced.
  • Technology that drives measurable results through actionable information and customized experiences in line with your clients’ goals.
Wholesaler Map

New plan resources:
Director Start-up Digital Brochure flyer

Other resources:
Partners in Prospecting
Investing in your success
Lincoln Value Promise
Nationwide
Nationwide’s Flexible Advantage program is a bundled or unbundled solution that offers a dedicated relationship manager and multiple investment manager options. It also features their Fund Window for enhanced investment flexibility and they are one of the only platforms to have in-plan income guarantee options. 

Retirement Solutions - Nationwide

Flexible Advantage - Nationwide
Principal
Simply Retirement by Principal is a fee-only digital solution for bundled or unbundled plans with less than 100 employees offering streamlined, straightforward pricing, built in 3(38) investment management, zero revenue sharing. Use the interactive planner to create a plan proposal in minutes and share it by email without investing a lot of time and effort. 

401k Plans for Small Business Owners | Simply Retirement By Principal®

Simply Retirement by Principal
Transamerica
The Transamerica Advantage Solution is available for bundled and unbundled service models on both Group Annuity Contract and NAV platforms. The Advantage Solution allows financial professions to run side by side comparisons of various plan options such as multiple QDIA, Stable value, target date funds, investment managers and fiduciary support options.

Advantage Solution



Online request for proposal

Submit an automated plan quote request to strategic partner recordkeepers.
Request a quote
Pooled Plans
Qui(k) by American Trust/LTAM
Get access to a turnkey PEP using Ladenburg Asset Management as the Investment Manager, now featuring Allianz In-Plan Income. 
Learn more
Principal
See the advantages of a pooled employer plan with Principal® EASE.
Learn more
TransAmerica
SEP, MEP, OR PEP: Identifying the key differences in retirement plans.
Learn more
Ameritas
Is a Pooled Retirement Plan right for your business?
Learn more
The Role of a Financial Professional in Promoting and Growing a Pooled Plan.
Learn more
MEP Quick Reference Guide
Learn more
Education corner
Hot topics
In-Plan Guarantees
Managed Accounts
Acting as a Fiduciary
State-Mandated Plans
Changing Providers Market Volatility
Training videos
Education on Demand
Fiduciaries by the Numbers
Mitigating Fiduciary Liability
Prohibited Transactions
How Fiduciaries get into Trouble
What does it mean to be a Fiduciary?
Additional topics
Legislation
Practice Management
Thought Leadership
Webinars & replays
STRATEGIC PARTNER WEBINAR
Safe Harbor 401(k) essentials: simplifying compliance and enhancing employee saving
Human Interest
Watch the replay
STRATEGIC PARTNER WEBINAR
Washington Pulse: Employer plan legislative and regulatory update
Equitable and the Retirement Learning Center
Watch the replay
Passcode: !8sa6oe!
STRATEGIC PARTNER WEBINAR
The Value of Working with a TPA
Nationwide
Watch the replay
STRATEGIC PARTNER WEBINAR
Small Business Retirement Plans
Transamerica
Watch the replay
STRATEGIC PARTNER WEBINAR
Streamline your RFP Process
RFP Express
Watch the replay
Generation (k)ultivate
GENERATION (k)ULTIVATE
Session 1
Osaic
Watch the replay
GENERATION (k)ULTIVATE
Session 2
Osaic
Watch the replay
GENERATION (k)ULTIVATE
Session 3
Osaic
Watch the replay
GENERATION (k)ULTIVATE
Session 4
Osaic
Watch the replay
GENERATION (k)ULTIVATE
Session 5
Osaic
Watch the replay
GENERATION (k)ULTIVATE
Session 6
Passcode: !8sa6oe!
Osaic
Watch the replay
Get in touch
Employer Plan Consulting
Phone: 800-558-7735, Option 5
employerplans@osaic.com
Book time with a consultant
 

Securities and investment advisory services are offered through the firms: Osaic Wealth, Inc., and Osaic Institutions, Inc., broker-dealers, registered investment advisers, and members of FINRA and SIPC. Securities are offered through Ladenburg Thalmann & Co., broker-dealers and member of FINRA and SIPC. Advisory services are offered through Ladenburg Thalmann Asset Management, Inc., registered investment adviser. Advisory programs offered by Osaic Wealth, Inc.,  are sponsored by VISION2020 Wealth Management Corp., an affiliated registered investment adviser.

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